Kelly Balmer
DC · MD · VA

DMV housing market updates & guides

Plain-English reads on the Washington DC, Maryland & Virginia housing market, plus everything Kelly has written down for DMV buyers and sellers — what closing actually costs in each jurisdiction, how property taxes work, which DC programs help first-time buyers, and how to sell a house you've inherited. Real local numbers with official sources, no hype. For the picture on your specific block, ask Kelly.

Guides

Calculator

Closing cost calculator — DC, MD & VA

Itemized transfer and recordation taxes for buyers and sellers, by county, with first-time buyer breaks.

Washington DC

DC closing costs (2026)

The 1.1% / 1.45% recordation and transfer taxes, the $400,000 threshold, the first-time buyer rate and the Tax Abatement.

Maryland

Maryland closing costs by county

The 0.5% state transfer tax, the first-time buyer reduction, and Montgomery, PG, Howard and Anne Arundel rates.

Virginia

Virginia closing costs (NoVA)

The 0.33% buyer recordation tax, the seller grantor tax, and Northern Virginia's regional WMATA and congestion fees.

Schools

Wootton High School is moving: Potomac & Rockville addresses

The 2027–28 relocation to Crown Farm, which elementary areas go to Churchill or Wootton, the grade-by-grade phase-in, and the pending appeal.

Taxes

Property taxes in DC, Maryland & Virginia

DC's rate and homestead deduction, Maryland's layered county rates and homestead credit, Northern Virginia's locality rates.

Buyer programs

DC first-time home buyer programs

HPAP, EAHP, DC Open Doors, DC4ME, the reduced recordation rate and the 5-year Tax Abatement — in one place.

Sellers

Selling an inherited home

Who has authority to sell, how probate works in each jurisdiction, the stepped-up basis rule and Maryland's inheritance tax.

Relocating

Relocating to DC from the UK

DC, Maryland or Virginia, schools by address, US credit from zero and your UK home — from an English expat agent.

Buyers

Buying in DC from the UK

A British buyer's guide from an English expat — stamp duty vs transfer taxes, solicitors vs title companies.

Buyers

The DMV home-buyer's guide

Step by step, from finding the right agent to settlement day.

Sellers

The DMV home-seller's guide

Pricing and staging through marketing, offers and settlement day.

FAQ

Home buyer FAQ

Down payments, who pays your agent, DC vs MD vs VA, and how long buying takes.

FAQ

Home seller FAQ

What it costs to sell, what your home is worth, how to prepare, and how long it takes.

Calculator

Mortgage & affordability calculator

Estimate your monthly payment and how much home you can afford.

Sellers

Pre-listing prep & staging checklist

Declutter, repairs, curb appeal and staging — the practical list before you go on the market.

Market updates

Stay ahead of the market

Want updates before you move?

Tell Kelly what you're watching — a neighborhood, a price point, a timeline — and she'll keep you posted with a real, local read.