Mortgage & affordability calculator
Estimate your monthly payment on a specific price, or work backwards to see how much home you can afford on your income — for Washington DC, Maryland & Virginia. It runs instantly in your browser, nothing is sent or saved. When you want the real number for a real home, Kelly will walk you through it.
Based on standard 28/36 debt-to-income guidelines lenders use. Your real budget depends on credit, loan type and program — Kelly can connect you with a trusted local lender.
Get pre-approved with Kelly's help →For estimating only. These figures are illustrative, use assumptions you can edit, and are not a loan offer, pre-approval, or guarantee of terms. Actual rates, taxes (which vary across DC, Maryland & Virginia), insurance and PMI depend on the home, your finances and your lender. Talk to a licensed lender and to Kelly before making decisions.
What can you really afford?
A calculator is a starting point. Kelly pairs you with a trusted DMV lender and helps you shop with a real, pre-approved budget — then negotiates hard on your behalf.